Coverage for coastal homeowners
Homeowners insurance protects your dwelling, personal property, liability, and additional living expenses if your home becomes uninhabitable. Along the South Carolina coast, wind, flood, and hurricane deductibles deserve special attention.
What it typically covers
- Dwelling — structure of your home
- Personal property — belongings inside and outside the home
- Liability — injury or property damage to others
- Additional living expenses — temporary housing after a covered loss
Coastal considerations
Standard policies may exclude flood and apply separate hurricane deductibles. We help Surfside Beach and Grand Strand homeowners structure wind and flood coverage correctly and compare carriers for the best fit.